We’ve scoured the web to find helpful links that have the best advice and guidance from government, businesses and charities covering everything from managing your money to debt advice.

Managing your money

National Debtline – This is a free, confidential, and independent phone helpline for debt problems. 0808 808 4000. (England, Wales, and Scotland only)

Advice UK – A network of independent advice-providing organisations. 0300 7770107.

Citizens Advice – A network of local offices offering free, confidential, independent advice. If you live in England, Wales, or Northern Ireland, click here. If you live in Scotland, click here.

Step Change – A debt counselling charity. Call 0800 138 1111.

Managing what you owe

You can get your credit report from any one of three credit reference agencies in the UK:

Experian

Equifax

Callcredit

The standard cost of a credit report is £2. However some credit report companies offer 30 days free-trials.