Council Tax
Council Tax is one of those bills that can feel fixed until life changes. Move home, start living alone, add a student to the household, or become a carer and your bill might be able to change too.
In this category we break down the basics (bands, instalments, and what liable really means), then go scenario-by-scenario through the big money savers: single person discount (25%), student exemptions, disability reductions, empty property rules, and how refunds can work when youve overpaid.
If your budget feels tight, Council Tax is worth a quick check because the right reduction is ongoing it helps every month, not just once.