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Council Tax is one of those bills that can feel fixed until life changes. Move home, start living alone, add a student to the household, or become a carer  and your bill might be able to change too.

In this category we break down the basics (bands, instalments, and what liable really means), then go scenario-by-scenario through the big money savers: single person discount (25%), student exemptions, disability reductions, empty property rules, and how refunds can work when youve overpaid.

If your budget feels tight, Council Tax is worth a quick check because the right reduction is ongoing  it helps every month, not just once.

a council tax bill on a kitchen table beside a smartphone in a bright home