118M8 - your Financial Fitness mate

See your spending differently: Spot it. Clock it. Choose it. Pause it.

Build Financial Fitness, one small choice at a time

118M8 is the Financial Fitness app from 118 118 Money that helps you build better day-to-day spending habits. 118M8 gives you a quick and easy way to manage your money on-the-go.

Spot it: See spend trends and your top spend spots

Clock it: Turn prices into hours worked, so you can spend your hours wisely

Choose it: Add a quick, playful pause before unplanned spending

118M8 is about progress, not perfection.

It turns prices into hours worked, creates simple pauses before you buy, and gives you time to reflect and 'sleep on it' before you spend.

And when you have a 118 118 Money credit card, 118M8 shows your spend in pictures, not just numbers - so you can see where your money is really going.