What is the effective apr of the 118 118 credit card?

With only one simple monthly fee, your effective APR will depend on how much of a balance you carry over each month. If you pay in full each month, other cards may be cheaper for you.

Choose a credit limit
How much of a balance will
you carry over each month?
Your effective APR | 28.0%

Total cost of credit over a year | £168


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